• Develop and maintain strong structured retail risk management methodology that covers all processes of credit initiation and portfolio management from top policy level to operation manuals and supports achieving both risk and business targets
• Develop, implement, and monitor credit policies and manuals for underwriting processes for both secured and unsecured products
• Participate in new retail product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
• Work in close cooperation with analytical team to monitor portfolio quality and analyze credit performance and operational performance to identify problem and potential improvements, propose and take corrective actions.
• Collaborate with risk strategy management team to ensure Straight through Processes, mitigate operational risk and reduce cost. Initiate and control changes in IT systems accordingly
• Prepare risk related presentations and materials for high level committees and working groups.

REQUIREMENTS

• Bachelor/Master of Finance/Banking/Business Management/Commerce.
• Proficiency in English (both written and spoken English)
• Relevant experience in retail risk management methodology and portfolio management for banking environment
• 3-5 years of leadership experience

• Develop and maintain strong structured retail risk management methodology that covers all processes of credit initiation and portfolio management from top policy level to operation manuals and supports achieving both risk and business targets
• Develop, implement, and monitor credit policies and manuals for underwriting processes for both secured and unsecured products
• Participate in new retail product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
• Work in close cooperation with analytical team to monitor portfolio quality and analyze credit performance and operational performance to identify problem and potential improvements, propose and take corrective actions.
• Collaborate with risk strategy management team to ensure Straight through Processes, mitigate operational risk and reduce cost. Initiate and control changes in IT systems accordingly
• Prepare risk related presentations and materials for high level committees and working groups.

REQUIREMENTS

• Bachelor/Master of Finance/Banking/Business Management/Commerce.
• Proficiency in English (both written and spoken English)
• Relevant experience in retail risk management methodology and portfolio management for banking environment
• 3-5 years of leadership experience