Credit Risk Retail Banking
EXPERIENCE
1. Design and Maintain Risk Reporting System:
· Spearhead the development and maintenance of a robust risk reporting system, ensuring accurate and timely delivery of risk-related information.
· Conduct thorough and consistent portfolio quality reviews on a daily, weekly, monthly, and quarterly basis to ensure adherence to risk management standards.
2. Data Analysis for Risk Assessment & Monitoring Data Points from system:
· Analyze complex datasets to gain insights into potential risks, concerns, and the anticipated outcomes of strategic decisions.
· Monitor internal and external data points that could impact the risk profile of decisions, proactively identifying potential threats.
· Aggregate data from diverse sources to deliver a holistic assessment of risk factors, enabling well-informed decision-making.
· Develop and implement efficient systems and processes for collecting and storing data, ensuring accessibility for future analytic projects.
3. Adherence to Policies and Procedures:
· Strictly adhere to company policies and procedures, ensuring compliance with industry regulations and standards.
4. End-to-End Approval Process Oversight:
· Monitor and analyze the approval process from end to end, identifying areas for improvement and optimizing efficiency.
5. Have experience in back test score:
· Knowledge of KS GINI PS AUC and other statistic indicators in back test score model
SKILLS & SPECIALIZATION
• Proficient in SQL server, VBA, MIS, Excel and Risk Analysis Reports.
• Strong experience in designing portfolio quality reports
• Have experience in Credit Portfolio management.
• Familiarity with programming languages such as R or Python is highly desirable.
• Strong analytical and problem-solving skills.
• Excellent communication and presentation abilities.
• Detail-oriented with a focus on accuracy and reliability in data analysis.