Location: Hanoi
*Responsibilities:
- Digitize and automate loan application and approval process as much as possible with the right sequence of high DVF to increase efficiency and reduce operational errors and risks
- Organize and facilitate workshops for process mapping of key business processes, the identification and assessment of inherent business risks and controls
- Simplify & standardize risk policy to Increase engaged customer base and generate more revenue with less cost for back-end operations while containing the risks within the overall bank risk framework
- Improve employee experience with clear & transparent credit decision aided by robust A-score model and transparent and efficient process
- Leverage new CJ and RB analytics to make RB and EB lending grow significantly without increasing risks
- Create superior technology platform for better performance & TAT
- Oversight of the STP Risk team in the day-to-day execution and management of the risk framework to include key risk management activities
- Support the Chief Digital Officer and CRO to rollout the risk framework and strategy relevant for loan application and approval for the Bank within an agreed timeframe with particular emphasis on the risk and control self-assessments
- Support the Chief Digital Officer and CRO to manage and constantly enhance the relevant Risk Management reports to ensure the dashboard on risk performance is well developed
- Own and drive the process of embedding the STP risk framework throughout the business areas and
- contribute to the risk and control culture of the organization
- Engage with stakeholders at Senior Management levels and Risk & Compliance functions providing support for risk-based decision making
- Build and maintain credible relationships with internal and external stakeholders including external and internal audit
- Give quality advice, guidance and training to the business lines so that the business owners can manage its risks and meet its regulatory obligations
*Requirements:
- Strong understanding of Risk management framework and STP operation
- Experience with using industry standard statistics and data visualization packages
- Good understanding on credit decision including risk modeling
- and operations risk controls
- Familiar with project management tools like Jira, Trello
- Experience and desire to work in an Agile process (pair programming, daily stand-ups, etc.)
- Seniority: Mid-Senior level
- Years of experience: 10- 15 years of relevant work experience in
- banking and/or financial institutions Risk Management, of which a minimum of 5 years has been spent in STP Risk Management
- Proven leadership experience with ability to work with a fair
- degree of autonomy and demonstrate initiative
- Experience in Scrum/Agile environment